Please note that this program is not accepting new applications.
Habitat for Humanity of Central Lane helps low-to-moderate-income families achieve affordable homeownership by building homes, which are then sold with affordable mortgages. Applicants must demonstrate a need for housing, willingness to partner (including 200-250 hours of participation), and ability to repay the mortgage. Mortgages are set at 30% of homeowners gross income. The income is based on the income at the time of closing.
Takeaways
- We are not an emergency housing agency
- All homeowners pay a mortgage (30% of their gross income)
- We must follow Federal Fair Housing Act